Many people hope to achieve financial stability at some point in their adult lives.
Unless born into considerable wealth, most individuals spend decades working hard to secure a comfortable financial position. However, one man, at the age of 46, found himself with very little money in the bank.
Mark, who only shared his first name, claims to have held around 50 jobs over the years. At one point, he had a job that paid a decent $50,000 annually.
Despite having a stable income, he decided to leave his job to chase his dream of becoming a successful Twitch streamer.
Initially, he did quite well, reportedly making up to $7,000 a month at times. However, he found the job too demanding and eventually quit.
Currently, Mark works as an Uber driver but remains thousands of dollars in debt and often borrows money from his elderly, retired parents.
In an episode of Caleb Hammer’s Financial Audit titled ‘Pathetic Loser is “Too Good For Work”‘, the YouTuber and budgeting expert examined Mark’s finances, revealing a dire situation.
Mark confessed that after quitting his steady job to pursue streaming, he maxed out his 401(k), receiving just over $5,000 after taxes.
As an Uber driver now, Mark said he can make $600 – $700 ‘on a good week’, but this amount is insufficient to support his lifestyle.
One of his receipts showed that Mark frequently eats out, spending a substantial amount of his money on food.
When Mark defended his spending by stating that people ‘have to eat’, Caleb responded with a lengthy rant.
“You’re right, you have to eat [but] not stopping every second of your life to eat,” he fumed. “Eating out is so expensive the way you’re doing it. […] You are borrowing from your retired elderly parents to go to Panda f**king Express.”
“Disgusting. Immature. Childish. Baby. F**k you,” Caleb continued.
The comments section of the video echoed similar thoughts.
“Dudes almost 50 and still relying on his parents to support him,” remarked one viewer. “Men like this will never grow up. He’s probably been bailed out by mommy & daddy his entire life.”
Another commented, “This guy is so lazy that he lucked into a bill-paying streaming gig during the pandemic and even sitting at home playing video games was too much work for him.”
Some praised Caleb for his tough love approach, hoping it would help Mark get his finances—and life—in order.
If you’ve been affected by any of these issues and need advice, contact National Debt Relief at 800-300-9550.