Inside a sprawling 21-room Dover mansion, a grim discovery has thrown a spotlight on a wealthy family’s hidden struggles. Three members of the Kamal family were found dead, unveiling a tangled web of secrets, debts, and a suspicious insurance policy change.
57-year-old Rakesh Kamal, his wife Teena, aged 54, and their 18-year-old daughter Arianna were all found dead from gunshot wounds. The shock of their deaths reverberated through their community and beyond.
Living a life of apparent luxury, the Kamal family’s internal troubles were unknown even to their closest relatives. But the tragedy began to unravel shortly after a last-minute modification was made to Teena Kamal’s life insurance policy.
Authorities later declared the deaths a murder-suicide, with Rakesh Kamal responsible for the tragic end of his wife and daughter. The driving force behind this heartbreaking act? A mounting pile of debt.
Just a few days before the tragedy, a crucial fax from Teena, making significant changes to her $1.25 million life insurance policy, was sent to Genworth. This document, as reported by the Boston Globe, shifted the beneficiaries around, placing Rakesh and their daughter Arianna as primary beneficiaries, with Rakesh’s brother, Manoj Kamal, as a contingent beneficiary.
The original arrangement had Rakesh as the main beneficiary and Arianna as the secondary. Shortly after the deaths, Manoj attempted to claim the insurance payout, but was halted when Teena’s brother, Sandeep Bedi, alerted the insurance company to the suspicious circumstances surrounding the policy change and subsequent deaths.
The brothers are now caught in a protracted legal struggle, revealing the deep financial troubles Rakesh had fallen into.
As conflicting narratives emerged, the life insurance company sought the intervention of a federal court in Boston in April, to determine the rightful recipient of the insurance money.
Manoj and Bedi now have until August 2 to respond to the court filing, with options to either settle the matter or continue the court battle.
Rakesh’s descent into financial despair began with a hefty $3.8 million mortgage on their $4 million home, a six-figure personal loan from a family member, and numerous unsuccessful business ventures. His debts included a substantial $500,000 borrowed from Bedi and a significant amount from his brother Manoj, according to affidavits reported by the Boston Globe.
In September 2022, the family filed for bankruptcy under Teena’s name. The filing mentioned liabilities between $1 million and $10 million, but it was dismissed due to late paperwork submissions. By December of that year, the Kamals were served eviction papers and had to vacate their mansion by May 2023.
Rakesh’s business woes included a defaulted $760,000 loan from nTech Connect, initially intended for a business venture. Despite promises to repay, the funds were never recovered, and Rakesh used his widowed mother’s home as collateral for the loan.
The Norfolk District Attorney’s Office released a statement confirming the details of the tragic event: “Preliminary results provided to investigators confirms that Teena Kamal, 54, and her daughter Arianna Kamal, 18, were victims of homicide by gunshot. Rakesh Kamal, 57, died from a self-inflicted gunshot. While the .40 caliber Glock 22 found with Mr. Kamal was consistent with the injuries, it was unregistered and Mr. Kamal was not licensed to possess it.”
This statement further elaborated that Massachusetts State Police have enlisted help from the Bureau of Alcohol, Tobacco, Firearms, and Explosives to trace the origin of the firearm as the investigation continues.