An insurance fraud attempt was foiled when the perpetrators unknowingly targeted a car equipped with a dashcam.
TikTok user @ashpianatasha4 recounted her experience while driving in Queens, New York on October 16.
She described the incident as what she suspects to be an insurance fraud attempt, and her video provides evidence of why that might be the case.
The one-minute video captures the moment a vehicle acts to secure compensation through deceitful means.
In the caption, Ashpia explains: “I was driving in the left lane of the Belt Parkway heading East towards the Southern State Parkway.”
“The silver Honda (LBB 8917) was in the middle lane, and they abruptly cut me off and slammed on the brakes, coming to a complete stop hoping I would collide with them.”
Although she managed to stop in time and avoid hitting their car, Ashpia noted that the individuals in the Honda took further action.
The dashcam footage shows them reversing into her car and pretending to be injured as two men and two women exited the vehicle.
One man is seen holding his head and a woman holding her jaw while filming Ashpia’s license plate.
She remarked: “I believe their goal was to claim I hit their car to commit insurance fraud. They had a tarp over the rear windshield, which fell off when they hit me.”
Ashpia further explained that the male driver shifted to the passenger seat before exiting the car, while the others pretended to be hurt.
He then ‘slipped out through the passenger seat and entered a second vehicle,’ which Ashpia identified as a ‘red KIA SUV (KJH 3340) that had been trailing me and maintaining distance to avoid a collision.’
@ashpianatasha4 Insurance fraud attempt in Queens, NY 10-16-2024 PART 1 I was driving in the left lane of the Belt Parkway going East bound towards the Southern State Parkway. The silver Honda (LBB 8917) was in the middle lane, and they cut me off and slammed on the brakes coming to a full stop hoping I would hit them. I did not hit their car and because of that they reversed into my car for collision and acted as if they were injured while coming out of their vehicle. I believe the intention was to say I hit their car for insurance fraud purposes. They had a tarp covering the rear windshield which fell off once they hit my car. You can see the driver is a male wearing a hat and you can see him switching to the passenger seat as well as the movement of the car before anyone gets out. The first three passengers exit the car pretending to be hurt, while the fourth passenger who was driving slips out through the passenger seat and gets into a second vehicle. That second vehicle was a red KIA SUV (KJH 3340) which was following me from behind and keeping distance so they wouldn’t slam into me. The red KIA drove around and picked up the driver to get away. The remaining three people’s demeanor changed once one of them noticed the dashcam. They only came out of the car with their phones ready to record the damage to both cars. They were quick to ask for my insurance and quickly left after the exchange. I called the police at the time of the incident and reported it as an accident, and the police told me they no longer go to an accident if no one is injured and they are willing to exchange information. I did not realize at the time that the driver switched and left in another car or that it was a set-up as I was driving by myself, and everything happened so fast. #queensny #car #caraccident #exposed #newyork #brooklynny @nbcnews @abcnews @nypd @geico @allstate @pix11ny
She alleges that the red car picked up the driver and left the scene, while the other three continued their act.
However, both Ashpia and viewers noticed when one of the men recognized the presence of a dashcam.
In the video, as the three approached the car, the man seemed to speak as he got closer, but upon seeing the camera, turned back towards another woman and spoke to her.
After the incident, she noted, ‘they were quick to ask for my insurance and left soon after the exchange.’
Following the reverse collision, she contacted the police and ‘reported it as an accident,’ but was informed that police would not respond if no one was injured and information was exchanged willingly.
She later realized it was likely a fraud attempt, as the event ‘occurred so quickly’ she initially didn’t suspect it.
Upon reviewing the footage, viewers commented on the suspicious nature of the encounter.
One person questioned: “And why did they all immediately take pictures of YOUR car?!”
Another commented: “Because they don’t care, they’re just trying to fabricate a worse accident for the insurance money. That’s why he looked panicked when he realized there was a dash cam.”
Someone else noted: “Him getting out holding his head and then realizing there’s a dash cam is revealing.”